Property Insurance Costs Are Dropping!
Don’t wait for the next renewal, now is the perfect time. Keep lenders happy and see how much you can save on your multifamily insurance today.
Multifamily and commercial property insurance specialists, with over 20 years of agency experience, helping owners save thousands every year. Unmatched service and expertise. Tell us about your property, we’ll handle the rest.
Why Act Now Instead of Waiting for Renewal?
The market is finally starting to ease. Carriers are adjusting, capacity is opening up again and pricing is more flexible than it has been in years. If you wait until thirty days before renewal, you miss the chance to:
- Get in front of carriers while they are still hungry for good accounts
- Fix coverage issues before your lender or a claim exposes them
- Lock in better terms while prices are trending down, not up again
A simple review now can set you up for a much smoother renewal later.
Tired of Feeling Like You Are Overpaying and Underinsured?
If you own or manage multifamily or commercial property, this probably sounds familiar:
- Premiums climbed every year with no clear explanation
- Your lender keeps adding requirements and conditions
- You only hear from your broker right before renewal
- Policies are full of exclusions that no one walks you through
- You are not sure if you have the best deal the market can offer
You are not alone. Most owners do not have the time to dig into the details. That is where we come in.
What Sets Us Apart From a Generalist Broker?
Multifamily First
We live in the multifamily and commercial space. We understand rent rolls, lender requirements, valuations and how carriers really view your properties.
We Re-tell Your Story to the Market
We re-review your data, clean up submissions and present your portfolio in a way that makes carriers want to compete for your business instead of avoiding it.
People First, Not Policy First
You are not just a policy number. We want to know your goals, debt structure and growth plans so your insurance program supports your long term strategy. We’re not a machine, we’re people working with people.
What You Get When We Review Your Policy
When you reach out, you get:
- A clear summary of your current coverage, limits and key exclusions
- A lender compliance check so you know where you stand
- A fresh look at pricing in the current market, not last year’s conditions
- Ideas to reduce cost without creating dangerous gaps
- Plain language feedback so you can actually understand your options
If the numbers make sense, we can also build a full marketing strategy to carriers on your behalf.
How It works
Share a Few Details With Us
Fill out the short form and tell us about your properties, current carrier and lender requirements.
We Review Your Current Setup
Our team digs into your policies and checks how your pricing and coverage compare in today’s market.
We Walk You Through Your Options
You see where you can save, where you are exposed and what changes would make the biggest impact.
If we cannot improve your situation, we will tell you that honestly.
Is This for You?
This is a good fit if:
- You own or manage multifamily or mixed-use properties
- You suspect you are overpaying, but have not had a fresh market check in a while
- You want to keep lenders happy and avoid last minute surprises at renewal
If that sounds like you, let’s see how much you can save.
Customer Reviews
“Jason has done an outstanding job of building Pathfinder Insurance Group”
“I highly recommend him to anyone looking for commercial insurance coverage”
“Pathfinder’s availability, thorough knowledge of the industry...”
“Pathfinder has been our choice for 4 years now.”
“Pathfinder consistently, creatively beats the market with price and coverage.”
- Focused on multifamily and commercial property
- Experience with portfolios in coastal, hail and other challenging markets
- Built around lender requirements and long term asset protection
Common Questions
Do I Need to Wait Until My Renewal Date to Talk to You
No. In many cases, looking at your program early gives you more options and bargaining power. We can review where you stand now and help you plan for your next renewal.
Does This Review Cost Anything
The initial review is complimentary. You only decide to move forward if the options we find make sense for you.
What Do You Need From Me
Usually a copy of your current policies, recent loss runs and some basic information about your properties and lender requirements.
What if I Just Renewed
That is still a good time to get a second set of eyes. At minimum, you will know if your current deal is competitive and what to change before your next cycle.
What Types of Properties Do You Work With
Primarily multifamily, mixed use and other income producing real estate. If you are not sure your portfolio fits, send it over and we will let you know quickly.